Insurance provided by First Underwriting

100% comprehensive
First Underwriting
Fully Comprehensive insurance with First Underwriting for duration of vehicle movements
Your vehicle is automatically insured

Driver

  • Insured against accidents
  • No insurance excess if
    accident caused by third party

Vehicle

  • Insured against damage, fire and theft
  • For vehicle value up to £100,000

Vehicle owner

  • Everything is taken care of in case of
    an accident
  • No penalty in case of an accident

How the insurance works

In partnership with the insurance group First Underwriting,
DriiveMe offers you a customized insurance

For every DriiveMe movement, the First Underwriting insurance replaces the annual insurance of the owner
You have no action to take

In case of an accident, it is the insurance provided by DriiveMe that intervenes,
allowing the owner to be fully covered without any risk of incurring a penalty

The guarantees of the insurance

Third party liability, damage, fire or theft of vehicle

Liability to Third Parties Comprehensive
Damage to or loss of vehicle Comprehensive
Accidental Damage Comprehensive
Windscreen Comprehensive
Malicious Damage Comprehensive
Flood Comprehensive
Fire Comprehensive
Theft Comprehensive
Vandalism Comprehensive
Loss of keys Comprehensive

Please note that this insurance covers movements in the United Kingdom of Great Britain and Northern Ireland only

List of excesses for the driver

Damage, fire and theft £500
Windscreen £500

The conditions of insurance

For the driver

  •   The driver must always be under contract with DriiveMe for the movement of vehicles and adhere to their contract
  •   The driver must be aged between 25 and 74
  •   The driver must hold a Full Drivers’ Licence for a minimum of 3 years
  •   The driver must be a resident of the UK for at least 5 years
  •   The driver mustn't have more than 3 points on driving licence
  •   The driver must have no fault claims in last 3 Years
  •   The driver must have no Criminal Convictions
  •   The driver must have no CCJs, Insolvency or have been declared bankrupt
  •   Please note that should any Driver fail to meet the above criteria they will not be covered, and any policy would be considered void
  •   This insurance will strictly cover collection and delivery only. Social, Domestic and Pleasure use of a Customer Vehicle by any Driver is specifically excluded

For the owner

  •   The vehicle must have 4 wheels with a gross weight of no more than 5 tonnes
  •   The vehicle must be registered in the United Kingdom
  •   The vehicle must not exceed 9 seats (including the driver).
  •   The vehicle must be insured throughout the year.

This insurance is only valid for vehicle movements processed though our platform and for which there is a valid insurance certificate


Insurance Policy

For full details and exclusions see the policy wording below
Insurance Policy