Insurance Aioi Nissay Dowa

100% comprehensive
Aioi Nissay Dowa
Fully Comprehensive insurance with Aioi Nissay Dowa for duration of vehicle movements
Your vehicle is automatically insured

How the insurance works

In partnership with the insurance group Aioi Nissay Dowa,
all movements booked through the DriiveMe platform benefit from fully comprehensive insurance

For every DriiveMe movement, the Aioi Nissay Dowa insurance replaces the annual insurance of the owner
You have no action to take

In case of an accident, it is the insurance provided by DriiveMe that intervenes,
allowing the owner to be fully covered without any risk of incurring a penalty

Guarantees of the insured car

Loss of or Damage to the Insured Vehicle

Damages to the vehicle from an accident Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less.
Fire, lightning, storm Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less.
Theft or theft attempt Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less.
Malicious damages Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less.
Vandalism Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less.

Liability to others

Liability to Others – Bodily Injury Unlimited
Liability to Others – Property 20,000,000
Damage 20,000,000

List of excesses for the driver

Damage, fire and theft £500
Windscreen £500

Eligibility

Eligibility: Usage

The insurance is only effective during the dates of the mission
The driver must be a professional driver registered on DriiveMe
The vehicle usage is strictly for completing movements booked through the DriveMe platform
The driver must not sub-rent the vehicle

Eligibility: Driver

Full UK licence for 3 or more years, CCJs Required to be clean for the last 5 Years, No At Fault claims in the last 3 Years.
All minor convictions are acceptable subject to no more than 6 points but no major convictions in past 5 years.

Restriction of age bands to specific ABI vehicle groups include:

ABI Groups from 40 & Over are limited to drivers ages 30 & over
ABI Groups from 17 to 39 are limited to drivers aged 25 & over
ABI Groups from 1 to 16 are limited to drivers ages 20 & over
Maximum ages is 74 on all ABI groups

Major convictions include:

Theft or unauthorised taking UT
Drink or Drugs DR or DG
Dangerous Driving DD
Driving whilst disqualified BA
Driving whilst uninsured IN
Accident Offences AC
Careless Driving CD
Licence Offences LC30-50
Miscellaneous MS50-90
Mutual Recognition MR
Special Code/Totting Up TT
CU50 (Causing or likely to cause danger by reason of load or passengers)
No driving ban
No more than 2 minor convictions in past 4 years
No more than 6 penalty points in past 4 years

The insurance contract

The complete insurance T&Cs can be found at this address
Insurance T&Cs